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Serving the Kansas City metro in Missouri & KansasStorm, hail & leak repairs+1 (816) 555-0148
Roof Repair KCKansas City · MO & KS
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Hail damage and your insurance claim

Hail season in Kansas City usually peaks in spring and early summer. Here is how to handle a roof claim without losing time or money.

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In short

Document damage, prevent further damage, get an inspection, then file with your insurer and meet the adjuster.

Step by step

  1. Note the date and time of the storm and the size of the hail if you saw it.
  2. Photograph dents on gutters, vents, cars and siding from the ground.
  3. Prevent more damage, such as tarping an opening, and keep receipts.
  4. Get an inspection and written documentation of the roof damage.
  5. File the claim with your insurer and note the claim number.
  6. Meet the adjuster, ideally with your roofer present.
  7. Review the settlement and ask questions before work starts.

Read your policy for

  • Your deductible, which may be a percentage for wind and hail
  • Replacement value versus actual cash value
  • The deadline for filing after a storm
  • Coverage for code upgrades

Questions

Will filing a hail claim raise my rates?

It depends on your insurer and state. Ask your agent before filing if you are unsure.

Can a roofer handle the claim for me?

A roofer can document damage and meet the adjuster, but the claim is between you and your insurer.

Hail Damage & Insurance across the Kansas City metro

Calls for hail damage & insurance are connected with independent roofers on both sides of the state line. Find your city:

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Storm damage? Leak? Old roof?

Call to reach an independent roofing contractor serving Kansas City and the surrounding suburbs in Missouri and Kansas.

Call +1 (816) 555-0148
Call +1 (816) 555-0148